Privacy Policy

Privacy Policy

Introduction

Welcome to https://hard-money-lending-colorado.bloghostess.com (hereafter referred to as “we,” “us,” or “the Company”). We are committed to maintaining the privacy and security of your personal information. This Privacy Policy details our practices regarding the collection, use, and disclosure of data in alignment with international privacy standards and applicable laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CPPA/CCPA) and the California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Telephone Consumer Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies governing user data collection and use.

Processing Activities

This Privacy Policy guides how we interact with users when:

  • You sign up to use our applications or services as an authorized user.
  • You visit our websites linked to this policy.
  • You communicate with us via emails, phone calls, or text messages/SMS.

Personal Data Collection

We collect various types of personal information (hereafter “Personal Data”) from users for legitimate business purposes and to enhance their user experience:

  • Account Information: Details required to set up and maintain your account with us, such as name, email address, and password.
  • Payment Information: Data needed for processing transactions, including credit card numbers, billing addresses, and payment history.
  • Financial Information: Your financial records, investment preferences, and loan details (if applicable), which help us tailor our services to your needs.
  • Purchase Information: Details about products or services you’ve purchased from us, including order history and delivery addresses.
  • Mobile Device Identifiers: Unique identifiers like IP addresses, device IDs, and mobile phone numbers for analytics and improved user experience.
  • Location Data: Geographic information provided by your device to offer location-based services (if enabled by you).
  • Feedback: Any comments, suggestions, or reviews you share with us to improve our products and services.
  • Social Media Information: Data from social media platforms when you interact with us through these channels.
  • Product Information: Details about the products you show interest in or purchase from our website.

We collect this data through multiple sources: user input forms, account settings, browsing activities, analytics tools, and third-party integrations. Additionally, we may receive Personal Data from trusted third parties who assist us in providing services, following their respective privacy policies.

Cookies

We use cookies to enhance your online experience and gather analytics on how users interact with our site:

  • Strictly Necessary Cookies: Essential for navigating our website and ensuring basic functionality.
  • Preference Cookies: Remember user preferences to personalize content and settings.
  • Analytics Cookies: Track website usage, measure performance, and understand user behavior to improve our services.

Users have the option to manage or opt out of non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain Personal Data for as long as necessary to fulfill the purposes collected or as required by law. Once the purpose is achieved or the retention period expires, we securely delete or anonymize the data. This process ensures that your information is not retained beyond its intended use.

Your Rights

Depending on your location and applicable laws, you have certain rights regarding your Personal Data:

  • Access: Request access to the personal information we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your data in certain circumstances.
  • Restriction: Limit the use or processing of your personal information.
  • Portability: Receive your data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Assert that you are not subject to automated individual decision-making or profiling.

To exercise these rights or have any data-related inquiries, please contact our privacy team at [email protected].

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page, and we encourage users to review it periodically.

Contact Information

For questions regarding privacy, data requests, unsubscriptions, or any other inquiries, please contact us:

Email: [email protected]

Mail: [Provide physical address]